| Ludwig von Mises | Credit transactions are in fact nothing but the exchange of present goods against future goods. | The Theory of Money and Credit | p. 47 | Credit |
| Ludwig von Mises | Credit expansion is not a nostrum to make people happy. The boom it engenders must inevitably lead to a debacle and unhappiness. | Planning for Freedom | p. 189 | Credit |
| Ludwig von Mises | No one should expect that any logical argument or any experience could ever shake the almost religious fervor of those who believe in salvation through spending and credit expansion. | Planning for Freedom | p. 63 | Credit |
| Ludwig von Mises | The essence of a credit-expansion boom is not overinvestment, but investment in wrong lines, i.e., malinvestment. | Human Action | p. 556; p. 559 | Credit |
| Ludwig von Mises | What is needed for a sound expansion of production is additional capital goods, not money or fiduciary media. The credit boom is built on the sands of banknotes and deposits. It must collapse. | Human Action | p. 559; p. 561 | Credit |
| Ludwig von Mises | If the credit expansion is not stopped in time, the boom turns into the crack-up boom; the flight into real values begins, and the whole monetary system founders. | Human Action | p. 559; p. 562 | Credit |
| Ludwig von Mises | The final outcome of the credit expansion is general impoverishment. | Human Action | p. 562; p. 564 | Credit |
| Ludwig von Mises | Credit expansion is the governments foremost tool in their struggle against the market economy. In their hands it is the magic wand designed to conjure away the scarcity of capital goods, to lower the rate of interest or to abolish it altogether, to finance lavish government spending, to expropriate the capitalists, to contrive everlasting booms, and to make everybody prosperous. | Human Action | p. 788; p. 794 | Credit |
| Ludwig von Mises | Every grant of credit is a speculative entrepreneurial venture, the success or failure of which is uncertain. | Human Action | p. 536; p. 539 | Creditors |
| Ludwig von Mises | Lenders of money have been held in odium, at all times and among all peoples. | The Theory of Money and Credit | p. 264 | Creditors |